CIPAV and retirement

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CIPAV and retirement


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Old 24th May 2019, 12:01 PM
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Default CIPAV and retirement

I'm at a complete loss with the French retirement process. For my US retirement benefits I just called up the US embassy and everything was taken care of within 10 minutes.

Here's what I know so far. CIPAV told me to put in my application for my retirement 3 months prior to retiring (of course they didn't tell me it had to be on a trimester basis which means my 1st payment will be in October). So I put the papers in at the end of April for a July retirement. Is that all I have to do? I do know I have to put in a tax declaration 2 months after my retirement.

Do I have to notify RAM, URRSAF, my association agree, the impots office, my mutual?

Do I get some kind of document when everything is approved?

All this administration stuff is making my head ache.

Thanks.

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Old 24th May 2019, 12:37 PM
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Have you (assuming you are still in France) not been summoned for a meeting to discuss your retirement?

Here in Toulouse I had two meetings to sort it all out with the régime général as I worked for a short while in the private sector. The rest was sorted out at the hospital (again two or three meetings, can't remember exactly) before I retired.

Then the different régimes sort it all out between them (including uk pension service).

I didn't have to inform anyone but if you are working as an independent it may be different (régime libéral).

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Old 24th May 2019, 01:09 PM
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Not been summoned for a meeting. And I'm working as an independent.

I guess I will have to drag myself down to the CIPAV office one of these days.

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Old 24th May 2019, 01:42 PM
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Don't know about CIPAV, but with CNAV, I was told to submit the application 6 months prior to my retirement date (which I did). Everything was handled online and sure enough, my pension was approved for the date I had chosen. The one thing that was not clear from the CNAV site is that they do NOT do the necessary with your retraite complementaire, which is usually through a private (insurance) agency.

If you've got a retraite complementaire you've been paying into, you need to find their website for applying for your pension. (Though things do seem to move more quickly with the complementaire than with the basic pension people.)

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