Banking and currency exchange: how to do it when you don't have a french address

Go Back   Expat Forum For People Moving Overseas And Living Abroad > Europe > France Expat Forum for Expats Living in France

France Expat Forum for Expats Living in France Welcome to the France Expat forum. This is the place to meet like minded people who have made France their new home. This forum is ideal for those who have moved to France and those thinking about making France their new home.

Like Tree1Likes
  • 1 Post By Crabtree

Banking and currency exchange: how to do it when you don't have a french address


Reply
 
Subscribe to this Thread Thread Tools
  #1 (permalink)  
Old 18th August 2016, 12:00 PM
New Member
 
Join Date: Aug 2016
Location: Dordogne
Posts: 3
Rep Power: 0
Slacker is on a distinguished road
1 likes received

Users Flag! Originally from uk. Users Flag! Expat in france.
Default Banking and currency exchange: how to do it when you don't have a french address

My husband and I have recently moved to the Dordogne. We are currently staying in an airb&b while we wait for the sale of our house to go through, at which point we can buy somewhere here.

As it's airb&b, it's not a proper rental property and therefore we don't have an address. Can anyone suggest what we do about setting up a bank account. We don't want to have to keep drawing money out of our English account as it's expensive.

I have heard of Brit Line bank, which is part of Credt Agricole bank, and apparently means you can have a french bank account even if your registered address is in England. Has anyone used this? Is it any good?

Any other suggestions would be gratefully received.

With thanks

Becky

Reply With Quote Quick reply to this message
  #2 (permalink)  
Old 18th August 2016, 12:33 PM
DejW's Avatar
Member
 
Join Date: Dec 2010
Location: Mountains - Pyrénées Orientales
Posts: 4,821
Rep Power: 1847
DejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond repute
1932 likes received
1909 likes given

Users Flag! Originally from england. Users Flag! Expat in france.
Default

Try making appointments with the local high street banks.

Explain your situation and they may be able to help you. You'll need to take with you (and a copy) of passport, AirBB contract, even evidence from an immobilier that you are house hunting. Anything to show that you have (or will have) some permanance in France. Also, take some proof of your UK address. You may find a UK bank statement useful.

Fr bank directeurs seem to have a lot of freedom. Some will follow the rules blindly, others will bend them to help you and to help them meet their targets.

DejW

Quote:
Originally Posted by Slacker View Post
My husband and I have recently moved to the Dordogne. We are currently staying in an airb&b while we wait for the sale of our house to go through, at which point we can buy somewhere here.

As it's airb&b, it's not a proper rental property and therefore we don't have an address. Can anyone suggest what we do about setting up a bank account. We don't want to have to keep drawing money out of our English account as it's expensive.

I have heard of Brit Line bank, which is part of Credt Agricole bank, and apparently means you can have a french bank account even if your registered address is in England. Has anyone used this? Is it any good?

Any other suggestions would be gratefully received.

With thanks

Becky

Reply With Quote Quick reply to this message
  #3 (permalink)  
Old 18th August 2016, 01:11 PM
Member
 
Join Date: May 2010
Location: Pau
Posts: 16,956
Rep Power: 4712
EverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond reputeEverHopeful has a reputation beyond repute
6210 likes received
10490 likes given

Users Flag! Originally from australia. Users Flag! Expat in france.
Default

Many banks will be prepared to open a non-resident account for you based on your UK proof of residence and passport (Credit Agricole do, but there are certainly others). Once you have your proof of residence you simply ask them to change it to a resident account (account no etc should remain the same). You will then be able to use an fx company to transfer funds from your UK account to your French account.

As DejW says, just go along to the various banks in your area and see if they wiil assist, but really you should have no problem. (US citizens however do sometimes have difficulty because of FATCA requirements.)

Reply With Quote Quick reply to this message
Sponsored Links
Advertisement
 
  #4 (permalink)  
Old 18th August 2016, 03:25 PM
Member
 
Join Date: Aug 2014
Location: Brittany
Posts: 1,146
Rep Power: 165
Crabtree is on a distinguished road
512 likes received
200 likes given

Users Flag! Originally from uk. Users Flag! Expat in france.
Default

We opened a French bank account whilst living in a gite temporarily whilst we were house hunting.The estate agent took us along and Crédit Mutuel de Bretagne were quite happy to open the account.
DejW likes this.


Last edited by Crabtree; 18th August 2016 at 03:26 PM. Reason: typo
Reply With Quote Quick reply to this message
  #5 (permalink)  
Old 18th August 2016, 03:34 PM
DejW's Avatar
Member
 
Join Date: Dec 2010
Location: Mountains - Pyrénées Orientales
Posts: 4,821
Rep Power: 1847
DejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond reputeDejW has a reputation beyond repute
1932 likes received
1909 likes given

Users Flag! Originally from england. Users Flag! Expat in france.
Default

...as always - it's not what you know, it's WHO you know. Especially important in rural France.

DejW

Quote:
Originally Posted by Crabtree View Post
We opened a French bank account whilst living in a gite temporarily whilst we were house hunting.The estate agent took us along and Crédit Mutuel de Bretagne were quite happy to open the account.

Reply With Quote Quick reply to this message
  #6 (permalink)  
Old 18th August 2016, 04:10 PM
New Member
 
Join Date: Aug 2016
Location: Dordogne
Posts: 3
Rep Power: 0
Slacker is on a distinguished road
1 likes received

Users Flag! Originally from uk. Users Flag! Expat in france.
Default

This is really helpful. Thanks all! Much appreciated.

Reply With Quote Quick reply to this message
Reply


Tags
banking

Quick Reply
Message:
Options

Register Now

In order to be able to post messages on the Expat Forum For People Moving Overseas And Living Abroad forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:
Location
Where you live
Expat From Country
Please select the country you originate from. This will appear as a flag when you make posts on the site.
Expat To Country
Please select the country you have either moved to or want to relocate to. This will be presented on the site when you make posts.

Log-in


Thread Tools

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Currency Exchange Louismkd Dubai Expat Forum for Expats Living in Dubai 2 30th April 2015 01:35 PM
French Citizen move from US to Nice, France (Don't speak French) NLababidi France Expat Forum for Expats Living in France 37 13th May 2012 03:52 PM
Currency exchange. HELP!! zoeburrell Australia Expat Forum for Expats Living in Australia 9 8th October 2008 01:23 PM
Currency Exchange Donaldson1984 USA Expat Forum for Expats Living in the USA 0 2nd October 2007 04:26 PM

FORUM PARTNERS

ExpatForum.com is owned and operated by VerticalScope Inc.

Retiring Overseas Guides | Moving Overseas Guides | Cost of Living | Health Care Guides


All times are GMT. The time now is 12:25 AM.


Powered by vBulletin®
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
Search Engine Friendly URLs by vBSEO
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.