Salary and offer/package questions - Part 2 - Page 52

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Salary and offer/package questions - Part 2 - Page 52


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  #511 (permalink)  
Old 14th November 2013, 05:30 AM
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Default Charges

I spoke with Allavi and he told me that they will charge 4100 for Edu cert since fee has increased due to USD INR exchange rate and 3500 for marriage cert.

Do I need to get Marriage certificate attested while I have spouse name updated in my passport but my wife's passport does not bear my name.

Please suggest.

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  #512 (permalink)  
Old 14th November 2013, 05:36 AM
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Originally Posted by sumzupdis View Post
I spoke with Allavi and he told me that they will charge 4100 for Edu cert since fee has increased due to USD INR exchange rate and 3500 for marriage cert.

Do I need to get Marriage certificate attested while I have spouse name updated in my passport but my wife's passport does not bear my name.

Please suggest.
Get the marriage certificate done also, you will need an attested copy for something or the other once here ...

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  #513 (permalink)  
Old 14th November 2013, 05:36 AM
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Well....

I took a quick look at Dubizzle. It's doable to find a villa for under 100K. Most of them seem to be 1-bedroom villas in JVT for around 95K but there are a few in Mirdiff with more bedrooms (and most likely directly under the flight path and rundown).

Assuming you find a villa for 95K you need to factor in another 5% for the annual housing tax and another 10% for utilities (always high for villas). So your 95K rent is really closer to 110K when the basic operating costs are factored in.

Then there's 5% for the agent's fees in the initial year and a 5% deposit to the landlord (which isn't always refundable). Internet expenses are quite high, 500 AED a month for a decent internet/tv/phone package.

Oh, and yes, rents are now commonly paid in 1-2 cheques for the year for villas. Can you pony up at least 50K upfront? Plus the agents' fees, moving expenses and landlord's deposit?

If you live in JVT/JVC you will need two cars, one for you and one for the girlfriend (btw cohabitation outside marriage is illegal and if found you *will* be arrested and deported. Just needed to point this out). There are car lease schemes but very few people elect to use them and either buy a car or rent a car. 2,000/month is the typical monthly rent for a basic Lancer or Yaris.

Never, ever, ever, and I repeat this again, ever, buy an used BMW or Jaguar in this country, especially more than a few years old. Servicing and maintenance costs are astronomically high and most people with the European models sell their cars as soon as the warranty period is over. I've seen too many newcomers happily buy a used BMW or Audi as soon as they're off the plane only to dump them a year later and after astronomically high and too frequent repair bills. There's something about the volume of sand in the air and German engineering that doesn't coexist happily with one another. What you want is a Japanese model.

As for eating out it's quite feasible to eat out every night cheaply. The downside is that there's few cheap delivery/takeaway places near the areas with the inexpensive villas. 50AED/head is feasible, under 35 AED/head isn't unless you live exclusively off of supermarket takeaway and frozen pizzas. Now, if you lived in Bur Dubai or Karama it's a different story...

What about things like clothing? Holidays? Random purchases that seem unavoidable? Social life? You may not drink but so much of the social life in Dubai revolves around restaurants and bars and they ain't cheap for the most part. It all adds up.

This is what my expenditures are:

2-bedroom apartment: 100K (same apartments are now renting for 150K to new tenants). 5% for housing tax and another 5% for dewa+basic internet. Total housing expenditure: 110K.

One monthly car rental at 2K, or 24K for a year. Just a Yaris.

Weekly expenditures average is 1,000K for groceries, dining out, 2-3 drinks a week and low key entertainment. 52K a year.

Monthly unexpected or small item expenditures (which always crop up): 1,000, or 12,000 for the year.

Twice weekly maid service (yes, optional): 12,000 for the year.

Total: 210,000 right there.

Then I have my travel expenses, several new items of clothing, one or two big ticket purchases like a new camera or laptop, altogether nothing extravagant but which makes life enjoyable. Probably another 35-40,000 for the year.

Altogether 250,000 for a relatively quiet, non-flashy but comfortable western lifestyle.

You *can* live decently enough off of approximately 25K a month but you need to forget the villa and the BMW if you want to be saving 90K a year. Or you can elect to have all and not save a single penny. Your choice.


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Originally Posted by KOTARE View Post
Also, I'd happily pay $95k on a house. It's possible my partner will be there also. I'd pay another 80k on a car, leaving $100-110k to live on over 12 months for food, clothing, utilities, and transport. I don't drink so that helps.

Would $100-110k be enough to cover those living costs?
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  #514 (permalink)  
Old 14th November 2013, 07:20 AM
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Originally Posted by sumzupdis View Post
...Do I need to get Marriage certificate attested while I have spouse name updated in my passport but my wife's passport does not bear my name.

Please suggest.
Get it done; better safe than sorry.

Had a colleague of mine run though this hassle, when he went to get his daughter's sponsorship transferred to his wife. This, after residing here with the family for close to 10 years and the child all of 4 years old.

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  #515 (permalink)  
Old 15th November 2013, 12:04 AM
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Anyone experience having a company do all your background checks and qualification legalisations etc, before actually giving you an offer

is this normal for some organisations, or wierd.

thanks

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  #516 (permalink)  
Old 16th November 2013, 03:13 PM
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Default offered a job but not sure if its a good package

Hi there. I have been offered a job by a division of the Emirates group. Package is $6k inc housing and utilities which they pay 6 months in advance. Plus company car, cell and medical. 13th chq. Schooling gor when we have kids

Question, is this a liveable wage?

My SA package netts me R28k with no company car or cell.
Current expenses:
Rent R6k (2 bed townhouse)
Car R5k
Cell R3k
Medical R2600
Indurance R2k
Groceries R4k
Utilities and satellite tv R2k

How do living costs in Dubai compare?

Thanks for any comments

Ken

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  #517 (permalink)  
Old 17th November 2013, 05:42 AM
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Quote:
Originally Posted by kentod View Post
Hi there. I have been offered a job by a division of the Emirates group. Package is $6k inc housing and utilities which they pay 6 months in advance. Plus company car, cell and medical. 13th chq. Schooling gor when we have kids

Question, is this a liveable wage?

My SA package netts me R28k with no company car or cell.
Current expenses:
Rent R6k (2 bed townhouse)
Car R5k
Cell R3k
Medical R2600
Indurance R2k
Groceries R4k
Utilities and satellite tv R2k

How do living costs in Dubai compare?

Thanks for any comments

Ken
Are you expecting us to convert ZAR to USD first, then to make a comment about it? Well then here you go, these would be your expenses in Dubai:

Rent KWD616 (2 bedroom)
Car KWD193
Cell KWD23
Medical KWD0
Indurance KWD39
Groceries KWD231
Utilities and satellite tv KWD116
Drinking and dinners out KWD308


*Hint: EURKWD=0.3820 and EURAED=4.9562 and ZARAED=0.3615
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  #518 (permalink)  
Old 17th November 2013, 06:17 AM
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Quote:
Originally Posted by kentod View Post
Hi there. I have been offered a job by a division of the Emirates group. Package is $6k inc housing and utilities which they pay 6 months in advance. Plus company car, cell and medical. 13th chq. Schooling gor when we have kids

Question, is this a liveable wage?

My SA package netts me R28k with no company car or cell.
Current expenses:
Rent R6k (2 bed townhouse)
Car R5k
Cell R3k
Medical R2600
Indurance R2k
Groceries R4k
Utilities and satellite tv R2k

How do living costs in Dubai compare?

Thanks for any comments

Ken
Thanks for the response and apologies for not converting all to usd. So converting everything to usd I can assume that living expenses will be abt USD 5800...and usd6k will be a barely liveable wage?

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  #519 (permalink)  
Old 17th November 2013, 07:29 AM
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Quote:
Originally Posted by kentod View Post
Thanks for the response and apologies for not converting all to usd. So converting everything to usd I can assume that living expenses will be abt USD 5800...and usd6k will be a barely liveable wage?
So getting away from the whole currency debate. Here are the facts as I see them:

Car, housing, medical, schooling (when applicable), cell are all provided for by the company. It would be safe to assume that provision of a car also includes the accompanying fuel costs.

Now apart from all these expenses, which by the way constitute the bulk of anyone's living expenses out here, you would be getting USD 6000, which is about 22K AED (give or take).

Please know that the wage, on top of everything being taken care of, is more than enough to enjoy a decent to luxurious (I say luxurious rather hesitantly as in Dubai luxury takes on a completely different meaning ...) living here.

Add to this the fact that at the moment you are just a couple so no extra spend on children, and more importantly the company offering the position is Emirates. Who just happen to be one of the most stable and progressive (in terms of management practices etc), organizations/employers in this part of the world.

Summarizing the above, take the job and move here...

p.s: the above is obviously written with the assumption that the 6K USD is being given apart from everything you said is included, your post doesn't unequivocally state this, so not 100% sure on that..

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Last edited by saraswat; 17th November 2013 at 07:32 AM.
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  #520 (permalink)  
Old 17th November 2013, 07:50 AM
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Quote:
Originally Posted by saraswat View Post
So getting away from the whole currency debate. Here are the facts as I see them:

Car, housing, medical, schooling (when applicable), cell are all provided for by the company. It would be safe to assume that provision of a car also includes the accompanying fuel costs.

Now apart from all these expenses, which by the way constitute the bulk of anyone's living expenses out here, you would be getting USD 6000, which is about 22K AED (give or take).

Please know that the wage, on top of everything being taken care of, is more than enough to enjoy a decent to luxurious (I say luxurious rather hesitantly as in Dubai luxury takes on a completely different meaning ...) living here.

Add to this the fact that at the moment you are just a couple so no extra spend on children, and more importantly the company offering the position is Emirates. Who just happen to be one of the most stable and progressive (in terms of management practices etc), organizations/employers in this part of the world.

Summarizing the above, take the job and move here...

p.s: the above is obviously written with the assumption that the 6K USD is being given apart from everything you said is included, your post doesn't unequivocally state this, so not 100% sure on that..
The $6k includes housing and utilities. Car, fuel, cell, medical, schooling when needed is over and above. My big concern is what would a 2bed townhouse cost to rent, have a colleague that has suggested out of town location. Takes him abt 20 minutes to drive in to downtown office.

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