Info on returning to live in England

Go Back   Expat Forum For People Moving Overseas And Living Abroad > Europe > Britain Expat Forum for Expats Living in the UK

Britain Expat Forum for Expats Living in the UK The Britain Expats forum is a community of people that have moved to the UK from overseas. This is the place for Expats to meet and discuss anything about the British way of life.

Like Tree2Likes
  • 1 Post By proud.to.be.EUROPEAN
  • 1 Post By Crawford

Info on returning to live in England


Reply
 
Subscribe to this Thread Thread Tools
  #1 (permalink)  
Old 14th February 2020, 01:12 AM
New Member
 
Join Date: Feb 2020
Posts: 5
Rep Power: 0
FreeLanceWriter is on a distinguished road
2 likes given

Smile Info on returning to live in England

Hi everyone, I am new here and seeking information on returning to live in the UK after living in New Zealand for 25yrs. I'm seeking helpful information on how one finds out how much the pension would be in UK - I was born and grew up in England and worked so am getting a UK pension in NZ as well as my NZ one. How easy is it to get this sorted out. Will I be eligible also for other financial help, i.e. health, home subsides etc.
What is the cost of living in the UK now?
I read somewhere that you have to be in the country 3yrs before being eligible to get a mortgage, is that right?
I think part of my reluctance is will I be able to afford to live in the UK without being financially crippled.
Any help is gratefully appreciated

Reply With Quote Quick reply to this message
  #2 (permalink)  
Old 14th February 2020, 02:42 PM
proud.to.be.EUROPEAN's Avatar
New Member
 
Join Date: Feb 2020
Location: La La Land
Posts: 7
Rep Power: 0
proud.to.be.EUROPEAN is on a distinguished road
2 likes received

Users Flag! Originally from uk. Users Flag! Expat in portugal.
Default

Obviously, you need to have credit record to able to get new credit.
So, you'll need to build on that.

Contact directly UK pension service. gov.uk/contact-pension-service
FreeLanceWriter likes this.

Reply With Quote Quick reply to this message
  #3 (permalink)  
Old 14th February 2020, 06:45 PM
New Member
 
Join Date: Feb 2020
Posts: 5
Rep Power: 0
FreeLanceWriter is on a distinguished road
2 likes given

Default

Thank you

Reply With Quote Quick reply to this message
Sponsored Links
Advertisement
 
  #4 (permalink)  
Old 15th February 2020, 10:32 PM
Moderator
 
Join Date: Apr 2011
Location: London
Posts: 17,675
Rep Power: 1835
nyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond repute
2735 likes received
377 likes given

Users Flag! Originally from usa. Users Flag! Expat in uk.
Default

The cost of living depends on what part of the UK you are talking about. In general, the north is less expensive than the south, but that’s an over generalisation.

__________________
I am not a regulated immigration advisor. I am offering an opinion and not advice. Check here for professional help: https://www.gov.uk/find-an-immigration-adviser.
Reply With Quote Quick reply to this message
  #5 (permalink)  
Old 15th February 2020, 11:02 PM
New Member
 
Join Date: Feb 2020
Posts: 5
Rep Power: 0
FreeLanceWriter is on a distinguished road
2 likes given

Default

I come from Hampshire, born in Southampton, but realise it is quite expensive there. I was thinking about the Isle of Wight. I read somewhere you have to be in the UK after returning home for 3 yrs before you can apply for a mortgage - is that correct? Quite a long time.

Reply With Quote Quick reply to this message
  #6 (permalink)  
Old 15th February 2020, 11:03 PM
New Member
 
Join Date: Feb 2020
Posts: 5
Rep Power: 0
FreeLanceWriter is on a distinguished road
2 likes given

Default

I forgot to add that I did live in Kettering and also Liverpool, working for a few years. I suppose Liverpool would be cheaper - Kettering too?

Reply With Quote Quick reply to this message
  #7 (permalink)  
Old 15th February 2020, 11:30 PM
Moderator
 
Join Date: Apr 2011
Location: London
Posts: 17,675
Rep Power: 1835
nyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond reputenyclon has a reputation beyond repute
2735 likes received
377 likes given

Users Flag! Originally from usa. Users Flag! Expat in uk.
Default

As another poster mentioned, you will have no credit history and it will take some time to build one. I don’t know if there is a specific time limit.

__________________
I am not a regulated immigration advisor. I am offering an opinion and not advice. Check here for professional help: https://www.gov.uk/find-an-immigration-adviser.
Reply With Quote Quick reply to this message
  #8 (permalink)  
Old 16th February 2020, 12:48 AM
Member
 
Join Date: Jan 2011
Location: USA
Posts: 6,138
Rep Power: 658
Crawford has a reputation beyond reputeCrawford has a reputation beyond reputeCrawford has a reputation beyond reputeCrawford has a reputation beyond reputeCrawford has a reputation beyond reputeCrawford has a reputation beyond reputeCrawford has a reputation beyond reputeCrawford has a reputation beyond reputeCrawford has a reputation beyond reputeCrawford has a reputation beyond reputeCrawford has a reputation beyond repute
789 likes received
16 likes given

Users Flag! Originally from uk. Users Flag! Expat in usa.
Default

With regard to health cover you'll be eligible for the NHS from day one as a returning citizen.

Financial help, if any, will only be given once you have been assessed for social services. That would take time, so you need your own resources for immediate needs.
FreeLanceWriter likes this.

__________________
I am not a regulated immigration advisor and am only providing my own personal views and opinions. This should not be relied upon as advice.
Reply With Quote Quick reply to this message
  #9 (permalink)  
Old 16th February 2020, 09:29 AM
Moderator
 
Join Date: Jan 2012
Location: Berlin
Posts: 1,582
Rep Power: 289
ALKB has a reputation beyond reputeALKB has a reputation beyond reputeALKB has a reputation beyond reputeALKB has a reputation beyond reputeALKB has a reputation beyond reputeALKB has a reputation beyond reputeALKB has a reputation beyond reputeALKB has a reputation beyond reputeALKB has a reputation beyond reputeALKB has a reputation beyond reputeALKB has a reputation beyond repute
299 likes received
161 likes given

Users Flag! Originally from germany. Users Flag! Expat in germany.
Default

Quote:
Originally Posted by FreeLanceWriter View Post
I come from Hampshire, born in Southampton, but realise it is quite expensive there. I was thinking about the Isle of Wight. I read somewhere you have to be in the UK after returning home for 3 yrs before you can apply for a mortgage - is that correct? Quite a long time.
You can apply any time you want, being accepted is another thing.

It all depends on what you do to build credit (and how much money you already have). My former boss (quite rich, lived in the UK all his live was turned down for a mortgage because he refused to get on the electoral roll.

I had heard I had to be in the UK for two years but that was not enough because I had registered on the electoral roll the wrong way (you have to tick a box allowing organisations to access your data). Some banks also 'allow' you to build credit quicker if you sign up for their platinum or whatever monthly fee account.

__________________
I am not a regulated immigration advisor. I am offering an opinion and not advice. Check here for professional help: https://www.gov.uk/government/organi...s-commissioner

I have disabled my DM function. I have been unwell and can't guarantee to be able to respond in a timely manner. Please post questions to the forums.
Reply With Quote Quick reply to this message
  #10 (permalink)  
Old 16th February 2020, 07:11 PM
New Member
 
Join Date: Feb 2020
Posts: 5
Rep Power: 0
FreeLanceWriter is on a distinguished road
2 likes given

Default

Hi, thank you for that information. It all helps to see the big picture - its quite daunting

Reply With Quote Quick reply to this message
Reply


Tags
cost of living uk, pension uk, returning to the uk

Quick Reply
Message:
Options

Register Now

In order to be able to post messages on the Expat Forum For People Moving Overseas And Living Abroad forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:
Location
Where you live
Expat From Country
Please select the country you originate from. This will appear as a flag when you make posts on the site.
Expat To Country
Please select the country you have either moved to or want to relocate to. This will be presented on the site when you make posts.

Log-in


Thread Tools

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


FORUM PARTNERS

ExpatForum.com is owned and operated by VerticalScope Inc.

Retiring Overseas Guides | Moving Overseas Guides | Cost of Living | Health Care Guides


All times are GMT. The time now is 08:18 AM.


Powered by vBulletin®
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
Search Engine Friendly URLs by vBSEO
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.