Obamacare is not only a waste of time it is also a waste of money! Like I said in my last post last year's 640 dollars premium is now 740 dollars, a 15% increase. That's all water under the bridge now as I am permanently living in the Philippines. I will eat the 1% penalty this year as I don't meet the 330. I am a retiree receiving a pension and SS. I just turned 64 and will be eligible for Medicare next December. I realize that I cannot partake of Medicare while living in the Philippines. I am pretty healthy (knock on wood) and plan on paying for my own healthcare while living in the Philippines. If I do get sick in the next few years it's probably going to be something really bad and its good to know that I could go to Guam or back to the US for treatment. or burial should that be the case!