Thanks for the info MCA.
I have retired here and plan at some point to get the 13A. I new at first I would be making a few trips back to the US so decided to just stay with the BB. I think after my next trip in Nov I will start the process of the 13a as I don't have any plans to return to the US after that.
I will need to process the 13a here in the PI as I no longer have medical insurance in the US so getting all the medical stuff required by the 13a would be too expensive there.
Another reason for delaying the 13a was having to go to manila probably multiple times to get all the medical and paperwork done. It is a 4hr journey for me each way and I hate to travel.