Car Breakdown.

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Car Breakdown.


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Old 23rd June 2013, 03:44 PM
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Default Car Breakdown.

Maybe a daft question but if my car broke down in Gibraltar would i be covered with my Spanish insurance for the grua??

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Old 23rd June 2013, 04:54 PM
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Possibly , but only if you have the 'green card' part for EU coverage.
If not just push it over the border. lol

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Old 23rd June 2013, 05:33 PM
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Quote:
Originally Posted by Eddie1875 View Post
Maybe a daft question but if my car broke down in Gibraltar would i be covered with my Spanish insurance for the grua??
My car insurance covers the whole of Europe. Gibraltar is in Europe!

If you live in Spain, just leave the car at the border and get a taxi into town.


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Old 23rd June 2013, 08:21 PM
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Originally Posted by Aron View Post
My car insurance covers the whole of Europe. Gibraltar is in Europe!

If you live in Spain, just leave the car at the border and get a taxi into town.
So does mine & the certificate has the green part at the bottom but I found out 2 years ago that it doesn't actually cover you for full comp unless you request the full A4 sized green sheet supplied & stamped by the insurer/agent. I was on the way at short notice to Germany & just stopped to check that the part at the bottom was ok on its own , only to be told no it wasn't. Fortunately they have them in the office & do them on the spot , otherwise I 'd have had to go without
Other companies might be different but as I've just changed company this year & asked for & was issued with a new A4 green card they might all be the same. These 2 companies are Liberty Seguros & Generali.

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Old 27th June 2013, 01:32 PM
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Last year we had a hire car in Spain but were told we needed different insurance to go into Gib so we left car at border and walked/bused into Gib

Jane xx

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Old 27th June 2013, 03:06 PM
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Actually it's worse than that.

I have been told that the normal "legal and breakdown" cover in Spain only covers the first 100km, after that you have to pay.

With IBEX, for example, there are two forms - essential and prestige. Essential only covers the first 100km within Spain whilst prestige covers any distance anywhere in Europe.

When I discussed this with them they explained that many policies advertised breakdown cover but failed to mention the limitations.

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Old 27th June 2013, 09:00 PM
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Quote:
Originally Posted by snikpoh View Post
Actually it's worse than that.

I have been told that the normal "legal and breakdown" cover in Spain only covers the first 100km, after that you have to pay.

With IBEX, for example, there are two forms - essential and prestige. Essential only covers the first 100km within Spain whilst prestige covers any distance anywhere in Europe.

When I discussed this with them they explained that many policies advertised breakdown cover but failed to mention the limitations.
I don't think that there actually is a "normal" its just that all policies vary.

I have 3 policies, some give 100km radius, some take your car home no matter where you are.

The last time I broke down about 400kms from home and they refused to take the car home becasue of the limitations.
They insisted it was taken to a local garage, then they took us home in a taxi, then, a week later they taxied me back to pick up the car once it had been repaired*

*It wasn't actually repaired by the garage as I wouldn't let anyone I don't know work on my vehicles so I bought the parts and took them with me in the taxi, fixed it and drove it home.

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