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medical insurance

3K views 16 replies 5 participants last post by  simonsays 
#1 ·
Hi

What would a medical cover for mother and 2 children cost ??

- normal doc visits
- hospitalisation
- scans
- xrays
- minor surgeries

Regards
kmt
 
#2 ·
The prices below are according to my experience, price is per person:
- normal general doc visits: SGD 50-60, specialist docs range from SGD150-200
- hospitalisation: depends on the hospital and your nationality
- scans - what scan?
- xrays: SGD 150, not including consultation, result will be available within a week. Consultation is about SGD 150 per visit.
- minor surgeries - thank God never had one before.

If you are going to be residing in Singapore, it is better to get an insurance package, be that only for medical charges (cost about SGD 250 per person annually) or the one that covers it all. If you are likely to work in MNC based in Singapore, most of them have a pretty good life and medical insurance that covers your husband (singular) and kids (plural), so you won't be worried about this anymore.
 
#3 ·
thanx for the reply

i actually need a medical inusurance for me and my two children ,
one is new born and other is 5 years old. is this called a private insurance-.
and how much will it cost for 3 of us.

my husband will get medical insurance from the employer

thankyou
kmt
 
#4 ·
Price will vary depending on your medical expenses coverage. There are several well known private insurance in Singapore, such as Prudential, Great Eastern and AIA. I suggest you can try to ring their office or one of their agents to find out more. Good luck and all the best for the newborn :)
 
#5 ·
I looked thro the sites , all of them mention that they only offer for PR / Singapore citizens / CPF contributor

As a dependent for me and my children , i will not come into any of the above categories !!

SO i am looking for private medical insurance for me , my 2 children for the following minmum
- normal general doc visits
- hospitalisation: nationality is german
- scans
- xrays
- minor surgeries
 
#6 ·
I dislocated my shoulder last November. Went to the emergency room. Paid myself. Still waiting on approval from insurance company for follow up treatment. I gave up and paid cash at a Chinese doctor. It seems the policy is to stall and hope you get better on your own. In the USA I would have gone to the insurance company and busted up the place. Law enforcement in the USA is a joke so I would not be concerned with consequences. But in Singapore I just deal with it.
 
#7 ·
If you could mention this insurance company , perhaps will be helpful for others to avoid such companies

And if i understand correctly they did not make a refund of your bills althou you were insured for hospitalisation ?

regards
kmt
 
#9 ·
There's was another thread on this topic, as I recall. International medical insurance is necessarily a reimbursement business -- there's just no way around that. If you cannot "float" at least a couple months of medical expenses then you should (also) buy some local medical insurance with a large in-country network of medical providers that can submit claims directly to the insurance company (and not bill you).

OK, bearing in mind that international medical insurance in the vast majority of cases can only reimburse you (i.e. send you money after you pay the bill yourself), is your insurance company taking a particularly long time to reimburse you? How long has it been from the time you finished submitting your claim? ("Finished submitting your claim" means the insurance company received the final bit of documentation they would need to understand how much you paid and what for.)
 
#15 ·
Hr will not disclose the name of the company. I will ask today that the cover what receipt that I have so far. I will book a flight to Thailand for treatment. I had enough nonsense.

It is in everyone's best interest that I do not deal with Singapore insurance policies. I will lose my temper and some will get hurt.
 
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