Temporary car insurance for UK plate

[Etchy Boy]

Hey guys,

Happy 2013 to all

Ok so I've decided I'll go the matriculation route for my UK-registered car. Thing is ... as that will take a while I will need to get temporary cover over here.

The companies Ive been to (e.g. ibex, abbeygate) all do annual policies. Does anybody know someone who would do temporary eu cover for 2-3 months at a reasonable cost? Think Saga do if ur over 50 but that doesnt apply (Im 32).

Thx for the help,
Etch

[travelling-man]

Try Ana who can be contacted at ana.teixeira@lusitania.pt. She works for Lusitania Insurance, speaks good English and is very helpful indeed.

[canoeman]

Once you start the matriculation process you can get insurance from any Portuguese company, have you checked matriculation requirements? as from your previous posts you might not comply

[Etchy Boy]

Hi guys,

Thx for info. Canoeman, pretty sure I would qualify ... what is it I mentioned in previous posts? Ive lived in UK since birth prior to coming here and have bills/etc, have owned the car since Aug 2011 and have documents for payment, etc ... sorting out my residency at the mo, so Im thinking all is good.

At the mo Im working on getting residency, a few things I must get in order for that document wise, atestados, etc .... then to matriculate the car I need a document from British embassy which is in Lisboa/Porto but Im in Tavira ... so not a quick trip around the corner.

Bottom line, I certainly wont have Portuguese plates tomorrow yet I need to drive and my insurance has ran out ... hence the need to get something temporary even before I start the matriculation process with customs.

Couple of questions:

1. Out of interest, Im assuming for insurance I cant carry over no claims from UK here so will be treated as tho Im a 1st time driver .... in that case how much would insurance on average cost? If it helps, I have a 2005 Vectra.

2. And road tax I assume will be quite a bit as it starts from the date of matriculation, any rough estimate on that too? Trying to work out what I'll need to cover all costs ... gotta also get new headlamps sorted.


Thx all,
Etch

[canoeman]

Matriculation must start within 6 months of leaving UK + you must have registered your Residence,I believe your now over this timescale?
Have you proof of your UK Residence up to date of leaving, rent, utilities etc, you mention bills but what are they Customs can be very specific on what they will accept
Have you CoC for car

Before spending money cost is now €159 + travel to Lisbon, Porto or Portimao (but I don't know if they can do Declaration) for Declaration from UK Consulate, headlights, CoC, etc first check that you meet all criteria with Customs, if your in Tavira then Customs is at Faro

Tavira I understand can be difficult with Residence

Insurance sounds as if you've backed yourself into a corner so will have to go with one of the companies that will accept you like Ibex, Abbeygate etc

Some Portuguese companies will accept UK No claims bonuses

What size engine? but you can look it up yourself here for 2013

Tabela Imposto Único Circulação (IUC) 2013 - Tabela Imposto Único de Circulação - Imposto Sobre Veículos e Imposto Único de Circulação

if cc is 1200 - 1750 then it's 55.94 + 85.69 X 1.15 then it's €162.88

[Verinia]

We are going through the matriculation process at the moment. It's like a wonderful treasure hunt and has taken us from one end of the Algarve to the other! We have however come to a bit of a stumbling block which I would like to warn others about. If you have any kind of modification on your car...eg conversion to Autogas like mine, ensure you get it put on your registration document before you leave the UK. I wasn't aware I even had to do this(silly I know) after I had my car converted and came unstuck at the IPOD test. I know have to sort all this out ( and it isn't too simple) back in the uk before I can proceed. t has caused me a delay of about two month! so be warned.

[siobhanwf]

I insured the Smart car we brought over and matriculated with IBEX on it`s UK plate and then when matriculated they just changed the registration for me.

[Etchy Boy]

Originally Posted by canoeman

Matriculation must start within 6 months of leaving UK + you must have registered your Residence,I believe your now over this timescale?
Have you proof of your UK Residence up to date of leaving, rent, utilities etc, you mention bills but what are they Customs can be very specific on what they will accept
Have you CoC for car

Nah Ive not been here for 6 months ... Ive got enough time to sort this out. Ive got utility bills, mortgage bills, other paperwork from UK going back a number of yrs so should be fine.

Havent got CoC for car, thats the kind of thing i need to sort out. Im going to by chance be heading to Lisbon in a few wks anyway so its good timing to go to the embassy and get what I need should I need to ... but of course will phone and make sure Ive got all the docs I need with me.

Yeah man, might just go with ibex ... I already know they will change the plates over as long as u take another yearly policy once new plates arrive, but their portugal-plate insurance is the same cost as uk-plate whereas im sure it would be cheaper going with a portuguese company.

Thx for the info bro ... defo helps.

[Colin Robinson]

Hi
Not sure if it helps, but I too have a car with a UK plate but at the moment, I am travelling backwards and forwards from the UK to Portugal so have not started any of the formalities yet.
I have paid road tax in the UK on my car and insured it with a UK insurer called "LV". The beauty of that company is they will give me comprehensive cover for travelling to Europe for up to 90 days in one trip and up to 180 days in one calendar year which suits me perfectly at the moment.
Maybe until you BECOME a resident in Portugal, LV could insure your car for you legally?

[canoeman]

As you posted in Dec you'd been here for a few months then your giving yourself very little time to make certain you do have all the required paperwork, Customs are sticklers for everything being correct.
These are the documents that must be presented when you make the application

With the application of the tax benefit duly signed by the beneficiary shall be submitted the following documents:

Customs Declaration Vehicle (Mod. 22.1101) and Request for Waiver (Mod. 22.1100);
Registration certificate and registration certificate of ownership, if any proof of ownership of the vehicle;
Certificate of conformity, model 9 the Institute for Mobility and Land Transport and sheet inspection technique (model 112). CoC & special MOT from Portugal
Valid driving license for at least 12 months before the change of residence;
Identity card or personal identification document in the case of foreign citizens who do not have BI; Passport
Card taxpayer; Fiscal Number
Official certificate of residence issued by the competent authority for the control of inhabitants of the country of origin in which certifies:
The registration of inhabitants;
The date of commencement and termination of residence in that country. This is Statutory declaration fron UK Consulate
Document of everyday life certifying residence in the country of origin, namely, receipts of rent, water, electricity, payslips or proof of discount for the purpose of health and retirement.
Consent to query the tax status and pay, or, failing that, a certificate proving contributory and tax situation regularized (DL n. 114/2007 of 19 April). Declaration from Portuguese Financas & Social Security you don't owe anything


You can print the Statutory declaration that requires signing in front of consulate officials here
http://ukinportugal.fco.gov.uk/resou...eclaration.pdf

You need Passport, Registration of Residence, Fiscal number and car registration papers and 159€, no refunds which is why I suggest making certain everything else in order

The UK Embassy doesn't check or now expect proof of dates you give, but do say you might have to prove those dates to Customs if asked.