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Mexico Expat Forum for Expats Living in Mexico Living in Mexico ForumMexico is the fifth largest country in the Americas and covers an area of two million square kilometres. With the American Expat community in Mexico reported to be well over one million it is the largest population of Americans living abroad. Mixed in with this you will find people from Argentina, Brazil, Chile, Peru, Cuba, Venezuela, Guatemala and Colombia. Welcome to this dedicated forum for all things to do with Mexico for all Expats living in Mexico.

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Expatriate Health Insurance

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  #1 (permalink)  
Old 1st January 2009, 02:09 AM
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Question Expatriate Health Insurance

I am relocating to Mazatlan and I have been researching expatriate Health insurance and I found one I think that will cover pre-existing conditions after 6 months or if you have current coverage (credible insurance certificate) they will waive the 6 months. The plan is Global Citizen EXP Plan, does anyone have it or tell me a little about it and is it good in Mexico.

Any suggestion on Expatriate insurance that covers pre-existing conditions would be great.


Thanks

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Old 2nd January 2009, 09:39 PM
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I don't know about that plan, but suspect that you might do better with a Mexican insurance company when you get here. International plans appear to be expensive and designed for travelers who visit many countries. If you will be living in Mexico, you will want coverage that is familiar to the hospitals you are likely to use. Many of the larger private hospitals in Guadalajara have insurance offices on the premises. Why not contact the hospital in Mazatlan and inquire?
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Old 27th February 2009, 10:15 PM
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Originally from usa. Expat in uk.
Default IMSS Insurance

Quote:
Originally Posted by RVGRINGO View Post
I don't know about that plan, but suspect that you might do better with a Mexican insurance company when you get here. International plans appear to be expensive and designed for travelers who visit many countries. If you will be living in Mexico, you will want coverage that is familiar to the hospitals you are likely to use. Many of the larger private hospitals in Guadalajara have insurance offices on the premises. Why not contact the hospital in Mazatlan and inquire?

I have been researching health insurance for my husband and myself if we relocate to Mexico. The following was taken from a piece I found:

The Cost? Every individual pays a set rate depending on your age, the price (pesos) structure is as follows: 0-19 $1222; 20-39 $1428; 40-59 $2134; 60+ $3211.

Is that accurate? Would we pay over $3,000 USD per year each to be on the IMSS?

I would appreciate any insight into this. Thank you in advance.
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Old 27th February 2009, 11:26 PM
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Again ....

Your quote says pesos so I'm unsure why you were asking. Also why would a program in Mexico be priced in dollars.

$3211 pesos is about $250 dollars right now
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Old 28th February 2009, 12:17 AM
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Sparks is correct; those quotes are in pesos, not USD.
I'll bet you feel better now.
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Old 28th February 2009, 02:38 PM
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Default Insurance

I represent over a dozen International Health Care Companies and have offices in the U.S. and Puerto Vallarta. Depending on your age, I also have plans that will cover you in Mexico and also provide emergency evacuation service back to the U.S.
Americare Advantage Insurance Group International - check us out on the web.

Quote:
Originally Posted by eriver70 View Post
I am relocating to Mazatlan and I have been researching expatriate Health insurance and I found one I think that will cover pre-existing conditions after 6 months or if you have current coverage (credible insurance certificate) they will waive the 6 months. The plan is Global Citizen EXP Plan, does anyone have it or tell me a little about it and is it good in Mexico.

Any suggestion on Expatriate insurance that covers pre-existing conditions would be great.


Thanks
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Old 28th February 2009, 03:01 PM
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Originally from usa. Expat in mexico.
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Lee, you may want to look into an Upgrade to a Premium Account to start listing your products or services in our Expat Forum Marketplace. Look at the top right of this page.
We do not permit overt advertising in a post but your post, above, can remain as a direct response to a question on the topic. You could, however, provide a service by posting examples of costs at various ages and typical coverage and restrictions; generically, without identifying any commercial agencies. Those interested might then contact you by PM or Visitor Message system.
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Old 28th February 2009, 05:57 PM
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Quote:
Originally Posted by RVGRINGO View Post
Sparks is correct; those quotes are in pesos, not USD.
I'll bet you feel better now.

Absolutely, and thank you. I guess the confusion originated when the amounts quoted had a dollar sign attached to them!

Thanks again,
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Old 28th February 2009, 07:46 PM
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Originally from usa. Expat in mexico.
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Yes, the Peso does use the $ sign. Sometimes, to clarify, we'll use USD to indicate US Dollars but, if the quote is from Mexico, you can assume that it is in pesos. For normal products, the price range would be a dead give away; as $7.25 for a loaf of bread obviously being in pesos and the equivalent to about $0.52 USD for a loaf of dark bread at the Mega supermarket, for example.
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Old 1st March 2009, 07:17 AM
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We cribbed the dollar sign from the Spanish, and added another bar. With the advent of the computer age, the second bar has disappeared, and now it really does look just like the original Spanish symbol.
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