Thinking of Relocating to Rosarito

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Thinking of Relocating to Rosarito


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Old 17th December 2012, 04:59 PM
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Question Thinking of Relocating to Rosarito

Sometime ago, my wife and I read an article about the expat community in Rosarito, Mexico and it sounded like an interesting place to eventually relocate to. I am a US citizen and a disabled Vietnam veteran. My wife is a German citizen & a permanent US resident alien. We were thinking of Rosarito because of it's proximity to San Diego. I rely, mostly, on the Veterans Administration (VA) for my healthcare, have Medicare but no supplement. My wife relies on Medicare with CHAMPVA from the VA as a supplemental insurance. Our thinking is that if necessary we can drive from Rosarito to San Diego for our medical care. I am curious if this seems feasible to others who are actually living there. We do have some health problems, my wife, mainly arthritis, myself peripheral neuropathy and arthritis plus a lost kidney to cancer, which is totally gone.

Our only experiences in Mexico and Central America are vacations in Cancun & Costa Rica and we assume these are not typical of the living environment we would experience in Rosarito. We are just looking for advise from experienced expats in the Rosarito area or anywhere else in Mexico who could give us advice.

Thanks.

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Old 17th December 2012, 06:06 PM
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Sometime ago, my wife and I read an article about the expat community in Rosarito, Mexico and it sounded like an interesting place to eventually relocate to. I am a US citizen and a disabled Vietnam veteran. My wife is a German citizen & a permanent US resident alien. We were thinking of Rosarito because of it's proximity to San Diego. I rely, mostly, on the Veterans Administration (VA) for my healthcare, have Medicare but no supplement. My wife relies on Medicare with CHAMPVA from the VA as a supplemental insurance. Our thinking is that if necessary we can drive from Rosarito to San Diego for our medical care. I am curious if this seems feasible to others who are actually living there. We do have some health problems, my wife, mainly arthritis, myself peripheral neuropathy and arthritis plus a lost kidney to cancer, which is totally gone.

Our only experiences in Mexico and Central America are vacations in Cancun & Costa Rica and we assume these are not typical of the living environment we would experience in Rosarito. We are just looking for advise from experienced expats in the Rosarito area or anywhere else in Mexico who could give us advice.

Thanks.
As far as I know at one time all the houses in Rosarito where there was a legal Grant Deed around 2005 one third were foreigners, but that includes many Mexican Americans. The Hollywood crowd had houses there by the dozens. I had a few friends from the TV industry in Hollywood build and use their houses to party on the weekends and had thoughts of retiring there.

NOW it appears this trend has died a slow and painful death with many moving to other locations up the coast in gated guarded communities or abandoning Mexico for reasons we all know too well.

When visiting Rosarito you will still run into a younger condo on the beach crowd coming weekends to party but no where near the volume I saw before 2005 or 2006. The dynamics changed to young people coming there to party in clubs and bars. The drinking age in California is 21 and in Baja it is 18.

Now even that took a downturn in 2009 with all the swine flu scare and needing to pay $120.00 US for a US passport.

Lately it appears as a mainly Mexican place but catering to weekenders as well. I have a family of good friends there and they see the change as a good thing and the economy is going up from a very low low in 2008, the same time as southern California.

The continued building of waterfront high rise condos south of town makes real estate swamped and rents in some of these building is reasonable.

I feel you will meet some American expats there but not near as many as you would have 6 or 7 years ago living there full time. You will meet many Mexican American expats there still. IMO


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Old 19th December 2012, 04:13 PM
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I lived a year in Tijuana and have lived in Rosarito for a year. Waiting for the day when I can start SS and move to the mainland. Rosarito is probably an O.K. place for married or older (age 65+) but if you are accustomed to a high energy place, it is definitely not here. The tourist crowd has changed from Americans to middle-class Mexicans and most of the Americans are sequestered in the gated communities dotting the coastline among the abandoned high-rises. Many of the once-American gated communities are now being populated by middle-class Mexicans. Everything here pretty much closes up before 8:00pm except on the weekends when there are Mexican tourists in town to party. Most business still complain about the lack of tourists (at least the Americans who have more $$$ than Mexican tourists). I've had several acquaintances who had businesses here that folded due to this.

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Old 21st December 2012, 01:43 AM
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Default Thinking about moving to Rosarito Beach?

Not mentioned yet, but should be is Emergency Medical Care or Urgent Care for you both in the Rosarito Beach area. Can you afford a couple of hundred dollars a month to see Specialists and pay for Urgent Care?

I think you should visit the part of this forum on "Medical Facilities", and read it front to back. You will get an idea of Medical Costs and Dental Costs. Since you will be living in Baja Norte, add 25% more to those quoting that are living in Central Mexico. You might inquire about local clinics there in Rosarito Beach area and their Urgent Care costs? Beware, you don't want to end up in a high end Hospital in T.J. you could easily run up a $20-30 K USD bill. Their mercenary having learned from their Doctor friends north of the border.

You definitely should consider once moved getting a "Sentry Pass", that clears you Security wise to be able to get in a lane that's a lot faster going through the border. I think it take a couple of months to get it? Check with US Border Partol on this. Could save your life sometime, when you have to get to a V.A. Hospital quick, not having to wait 1-2 hours in line for Border Inspection.

You should consider upon setting up in Rosarito, talking to other retirees and neighbors about finding great Mexican Specialists in the T.J./Rosarito area. I mean maybe for $600-800 pesos
per visit, and getting in on the same day or next day - sometimes it might not be worth hassling the long lines getting through the border and onto your V.A. Clinic or Hospital? In Mexico you get to keep your X-Rays taken and Lab Test Results, that you order and you don't even need a Doctor's referral for it.

My wife and I took care to two 90 year old mothers (ours), while living in Baja Mar Country Club about 10 miles north of Ensenada, and my wife scouted and got set up everything we needed. My mother had Medicare and often it was more convenient and cheaper considering the gas, and long lines to get across the border just to call and go see the local Specialists. Some will even make house calls. I know that's a foreign subject we haven't seen in the USA in over 50 years, but some actually will. We had an excellent Geriatric Specialists, that spoke excellent English, went to school some years in San Diego and was just super that made house calls.

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Old 21st December 2012, 02:20 AM
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I lived a year in Tijuana and have lived in Rosarito for a year. Waiting for the day when I can start SS and move to the mainland.

Why must you wait for SS to kick in before moving to the mainland? I assume you mean mainland Mexico.

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Old 21st December 2012, 05:58 PM
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Because I am not in the majority of most on this board, i.e., retired, which means I still have to work in the U.S.
Not everyone who moves/lives in Mexico is on a hefty 401K or retirement plan. I think most Americans who are living in those gated communities fail to realize that they do not represent the majority of Americans now living in Baja. Now most are younger and still working in the U.S. and not as financially well off as the age 70+ crowd due to the recent recession. If you've been around much in Tijuana or Rosarito you will see this. This is why now most American tourists coming to Mexico are Mexican-Americans as most do not have the $$ to spend. If the economy here in Baja is so great then there would not be all the buildings dotting the coast unoccupied.

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Old 21st December 2012, 06:34 PM
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Originally Posted by mes1952 View Post
Because I am not in the majority of most on this board, i.e., retired, which means I still have to work in the U.S.
Not everyone who moves/lives in Mexico is on a hefty 401K or retirement plan. I think most Americans who are living in those gated communities fail to realize that they do not represent the majority of Americans now living in Baja. Now most are younger and still working in the U.S. and not as financially well off as the age 70+ crowd due to the recent recession. If you've been around much in Tijuana or Rosarito you will see this. This is why now most American tourists coming to Mexico are Mexican-Americans as most do not have the $$ to spend. If the economy here in Baja is so great then there would not be all the buildings dotting the coast unoccupied.
I feel the building of high rises is speculation the economy in the US will improve soon enough for the investors to make money on them. I am sure they are not paying too much to keep them empty and not sell them at a loss yet. The area has changed so much over the years in so many ways it really boils down to this, I feel.

Where else can a person buy a beach front condo in a place that is a short distance from the border with all the emenities at hand for a good price? The answer is nowhere else. They will keep building as far as I can see and wait out the present downturn as more baby boomers retire.

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Old 21st December 2012, 07:58 PM
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Default Empty Condos due to swashing south of US Banks Money after USA Real Estate Bust

Actually all those empty condos is a symptom of mega money swashing around like in a bath tub and no where to land after the Real Estate Bubble bursting in USA in 2005-2006. All those $Billions of dollars from the funny money from almost zero interest from the Federal Reserve due to Fed. Head Alan Greenspan, had to go somewhere. After all all those fat banker's got used to those six figure bonuses and did not want it to stop. Why stop when the Fed. Reserve is lending you money at almost zero percent interest rates?

It all swashed south to Mexico and elsewhere and the US Developers came with them greedy at the trough just like the Mexican developers. They made huge errors in decision making, thinking they could sell these condos at USA prices and have a pitance of land and labor costs to pay. The only killing was in their companies and the banks taking back their properties. Donald Trump who almost went completely broke and had to sell his Casino in Atlantic City to Merv Grivin as a developer in the early 80's got a lot smarter. He started a big probject in partnership in Rosarito Beach area, and quit and got out while the getting was good.

The whole assumption is wrong. Even those living on fat pensions will probably find their pensions cut by a quarter or more after this next down turn in the Worldwide Economy which is already underway. What the retirees didn't loose in the Stock Market Crash(s) will in another year or so will be devistated by massive inflation and a crashing US Dollar. So, add it up Pension Cuts coming due to broke bankrupt City, Couties, States, Companies and then devistated by a crashing $USD in another year or too. The picture is not pretty for those banks holding onto all those empty condominiums. It's just not Northern Baja, but Cabo, Bahia San Carlos, Mazatlan, Puerto Vallarta and further on down south, all over the coast of Mexico. It's going to look like the Coast of Spain and quickly getting there.

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Old 21st December 2012, 11:09 PM
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I live just north of rosarito beach side and the place next door is only $220 a month including utilities. small studio for one. but there are plenty of spaces and if you don't mind being up the hill a bit, you can get a good sized place for $600 all day long. I also utilize la joiya va hospital. %50. ed

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Old 22nd December 2012, 12:01 AM
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The majority of the retirees living in MX are not doing so in order to live a swell lifestyle on a generous pension. They're living there because they can live a decent life, among decent people with decent healthcare, in a place where community matters more than it does in many parts of the US and Canada.

If you owned a modest house in the US for most of your working years, and didn't keep re-financing, you may have a nest egg that allows you to buy a home free and clear in MX. Again, with much lower maintenance costs than the US.

It would be a mistake to believe that your fellow expats are anything approaching wealthy, in the main. The discussion, here and in other Mexico fora, about the new income requirements with the 2011 immigration laws, should show you that. Many who are, like you, waiting for retirement, are afraid they won't meet the criteria, and many more, already having made their homes in various parts of MX, are worried that they'll have to move back the the US and live in poverty.

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