Hi Brian

I must agree with pete that your requirements are very generic ... do you like the beach ... countryside ... city .... busy ... quiet??? Let us know a little more and that would help us to be a bit more specific.
At 21 my best suggestion to you would be to travel around a few locations rather than just go to one (it is cheap to get eurorail pass in Europe, cheap flights) to give you a couple of months in one place and a couple in another!
Weather is an important consideration as many parts of Europe won't give you the warmth in the winters ... this was an important consideration for me which is why I ended up in the Canary Islands! But although our rents and adsl are good enough to fit your bill you find (in Lanzarote) that there aren't so many places for you to get "mashed up" on the weekend!
Mortgages (as in Spain) are affordable here but I don't want to get too personal but with your travelling funds do you have separate money for a deposit (don't blow it on travels) or you might find you have to rent longer than you originally expected.
With regards learning new languages ... firstly when you live in a country it is much easier than when the french teacher used to walk in to the room and say "Bonjour class" ... and really to get a life abroad will become a necessity at some point if you want to ensure you can get the best out of where you live.
My best advice is make your own decisions ... all of us that live abroad (or in Bradford) live there because we like it (or we wouldn't be here) and so will give you lots of positives over where we are!
Have fun and make sure you let us all know where you're going as many of us will be able to help you before you arrive with a few pointers!

Phil

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www.lanzabusiness.com

All it needs to buy property in Canada is money . Colin

To try to understand the 'World of Pete' you have to cock your head to one side , he is very deep at times , but i,ve always tried to find his humour , not always there , but hey , it takes all kinds . Colin

Oh, come on Colin !
Yes, it was a wee bit cheeky.........but accurate !
Nance.

Hey Wils& nance , i am agreeing with you . i am on a different slant at times also and taken the wrong way , but then again , should this not help people put things into a better(or different) perspective ? Many are merely looking for seconding of an opinion , so why ask is my question ? Colin

LOL at the "World of Pete"

One day i may do an article on my world , now that would be funny , what a world it would be

What would the title be ? ""The Capricious Capricorn and his Calamatious Capers " , or to elate some of our posters "Dinks Domain " or "Fatties Flatulant Foreclosures " , come on , it has to have a catchy cant . Colin

Heck i couldnt spell them titles , it would be more subtle like " Petes World "

cagayan de oro city, Philippines meets all your requirements.

Wouldnt meet mine Only one place does that and thats magical Mallorca