Plan to move to Languedoc Rousillion Region from USA

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Plan to move to Languedoc Rousillion Region from USA


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Old 29th June 2010, 11:29 PM
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Smile Plan to move to Languedoc Rousillion Region from USA

New to the Expat Forum and have may questions:

My husband & I are hoping to move to France within the next 2-3 years and are hoping to purchase a place within the next 6 months to a year. We will be able to spend 3-6 months each year till we move permanently.

1. Is it possible to obtain health insurance in France if you have a preexisting condition?

2. If we decide to purchase an apartment vs. house, does that affect our access to mortgages, healthcare, visas?

Just starting with the questions.

Thanks for any help.

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Old 30th June 2010, 06:04 AM
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Quote:
Originally Posted by Janem View Post
1. Is it possible to obtain health insurance in France if you have a preexisting condition?
If you're on the national medical insurance, there is no pre-existing condition restriction. If you're buying private insurance, it depends, but generally with standard expat insurance, it's your age rather than your history that determines your rates.

Quote:
2. If we decide to purchase an apartment vs. house, does that affect our access to mortgages, healthcare, visas?
No. Property ownership doesn't really do you any "good" with regard to visas for social benefits. You need to be resident in France (legally - i.e. with the proper visa) to be eligible for most loans and mortgages through French banks, though there are some programs available for those with non-resident accounts.
Cheers,
Bev

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Old 31st January 2012, 10:06 PM
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Old 31st January 2012, 11:07 PM
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Hi,

I am an American living in the region, though my situation might be slightly different than yours as I am married to an EU national, but I do still face various insurance, long term visa issues, etc. We bought an apartment here and are very happy with the region. Please feel free to ask me any further questions. - Elise

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