Question about Credit Card Payments..

[prince_charming]

Hi Guy's,

Just a general question about credit card payments. A good mate of mine got made redundant 3 months ago and has returned back to London. He hasnt paid his credit card bills since and is planning to come back to Dubai in March. Will he get stopped at immigration or anything along those lines.........

[bigdave]

I hope they do.. hopefully they will make him work slave labor to pay off his debts. and tell your mate (you) thanks for adding to the financial woes of the world. pansy

[dizzyizzy]

eerrr... yes I would recommend your friend settling this with the bank before he comes to Dubai as he could actually be detained at the airport and taken to jail unless he is ready to pay his debt right there and then. Sounds harsh, but I've heard a few stories about this and if I were your friend I would definitely not take the risk.

Good luck

[Elphaba]

Dizzyizzy is correct.

Assuming the credit card company have informed the police he is likely to be arrested in arrival and jailed until the debt is settled. Once that has been done, he may even be refused entry into the country.

I have to agree with bigdave that it is wrong to run out on debts.


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[bigdave]

wow dizzy, you are a lot nicer than I am. these people piss me off.

[bigdave]

Originally Posted by Elphaba

Dizzyizzy is correct.

Assuming the credit card company have informed the police he is likely to be arrested in arrival and jailed until the debt is settled. Once that has been done, he may even be refused entry into the country.

I have to agree with bigdave that it is wrong to run out on debts.


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Sorry elphaba, I tried to make my post as nice as I could. I'm trying to be a good boy.

[Elphaba]

Originally Posted by bigdave

Sorry elphaba, I tried to make my post as nice as I could. I'm trying to be a good boy.

No need to apologise. I agree with what you said in principle, just not sure about the method.

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[prince_charming]

Originally Posted by Elphaba

No need to apologise. I agree with what you said in principle, just not sure about the method.

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Thanks Guys for your help

[Andy Capp]

As a point of clarification, if your friend gave a security cheque, and it has been returned unpaid, then this is a criminal case. If the amount is relatively small (less than AED50K say), then he can give his passport in (providing he has a residency stamp on it) for bail. You cannot get bail on a visit visa. If he did not give a cheque then the bank can (not will, can) file a civil case for return of monies owed.

2 Scenarios..

1) Criminal Case, if you don't pay up the full outstanding amount TO THE BANK and get a stamped receipt or get a release paper from the bank cos you've agreed a repayment schedule, then it's Al Awir for you (65% of the inmates in dubai's jails are there for this...). Punishment depends on value of cheque. Release and no deport once sentance is finished (unless it's big, big money and they might deport you). And also if the bank want their money back they have to then file a civil case, in other words, unless they do file a civil case you do not have to return the money. The banks are insured and they need to file a criminal case to get the money from their insurers. The insurers can then file a civil case on you if they want to...

2) Civil Case, the bank has to pay (I think it's) 17.5% of how much they're claiming, if you don't come up with an agreement directly with the court (not bank) then they can imprison you, you then don't get released until the money is paid in full.

I think that sums it up....

(Bloody hell, a sensible post from me, what is the world coming too...)

[Ogri750]

Now I'm worried, Andy was coherent, factual and to the point


Lord help us