PR on entry should I get Health Insurance/Holiday Insurance

Hoping we get in!! · #1 (**permalink**) 17th November 2011, 05:57 PM

Just thinking about buying the 3 month short term Health insurance through Bluecross or Manulife. I'm going to BC and I've been looking at the options but can't get enough detail online about some areas of the coverage.

I am pregnant so it is slightly more complicated for me. I was wondering if I got a comprehensive travel insurance for the 3 months instead of the health insurance would this be ok?

Many thanks

Auld Yin · #2 (**permalink**) 17th November 2011, 06:11 PM

Quote:

Originally Posted by Hoping we get in!!

Just thinking about buying the 3 month short term Health insurance through Bluecross or Manulife. I'm going to BC and I've been looking at the options but can't get enough detail online about some areas of the coverage.

I am pregnant so it is slightly more complicated for me. I was wondering if I got a comprehensive travel insurance for the 3 months instead of the health insurance would this be ok?

Many thanks

If you're immigrating I don't believe travel insurance will be sold to you.

Hoping we get in!! · #3 (**permalink**) 17th November 2011, 08:00 PM

Thank you for your response.

I will continue to explore the Insurance cover over there then. I am just trying to get the right cover for the pregnancy issue etc.

Will keep looking - any experience or advice welcome - I'll be there this time next week!! Yeh!!

EVHB · #4 (**permalink**) 17th November 2011, 08:15 PM

Do they cover pre existing conditions? (= pregnancy)

DavidHudson · #5 (**permalink**) 17th November 2011, 08:16 PM

Blue cross do a special insurance which you can take out before landing do you are covered. It's for new migrants and is on their website under travel insurance. We used it and it was fine as you are pregnant there might be additional checks or costs but check the site.

G-Mo · #6 (**permalink**) 17th November 2011, 10:46 PM

In my opinion TIC is the best and most cost effective insurer for this sort of coverage.

TIC Travel Insurance Coordinators Ltd. - Plans for Expatriates

I don't think any insurance plan will cover standard medical needs, only emergency. You will still need to pay for your pregnancy medical costs.

The_Animal · #7 (**permalink**) 18th November 2011, 03:58 AM

Hey, Hopin'.

You said you have PR? You applied from out of country? And have you got your IMM1000 showing that you're landed?

If so, you can walk into any BC Medical Services Plan office and apply for your BC Care Card.

http://www.health.gov.bc.ca/insuranc...appEligibility

DavidHudson · #8 (**permalink**) 18th November 2011, 04:01 AM

The coverage does not start for three months after landing so it's wise to have coverage in the meantime.

Hoping we get in!! · #9 (**permalink**) 18th November 2011, 11:29 AM

Thank you everyone - I'll look into those recommended - Less than a week now!

Stargazer · #10 (**permalink**) 18th November 2011, 02:45 PM

OP, how pregnant are you? I was also pregnant when we moved to Canada, but just entering the second trimester. I paid for one ultrasound, and 1-2 doctor's visits. This was in Saskatchewan so I was reimbursed by SaskHealth once my cards came. But if you are having a normal pregnancy and you're not too far along, it may not be the worst thing if you can't find coverage.