Car insurance

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Car insurance


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Old 26th February 2010, 04:14 PM
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Cool Car insurance

Hi,

I'm new to Canada & in the process of trying to buy a car, however I'm being quoted in excess of $3000 for insurance. I've been driving over 30 years & have a letter from my UK insurers confirming 8 years no claims but that seems not worth the paper it's written on.
We tried using RBC as we have our house contents insurance with them but that was still in excess of $3000.
Kanetix was even more expensive.

Any help greatly appreciated

Thanks

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Old 26th February 2010, 05:54 PM
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Sounds like you're being classed a new driver.

A few years back I was paying more then 1/2 that with a perfect record and considered a good long term customer. From what I've heard rates have only gone up since then.

You could try one of the online comparison sites but with no Canadian driving record it's going to be high no matter what.

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Old 26th February 2010, 08:42 PM
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Try Wanaesa insurance their rates are the best around. We live in Alberta near Edmonton and we have three vehicles with them and it is $2500 for the year to cover them all - we both have UK no claims and have been here 3 years. This rate includes a discount for having the house insurance with them as well as being both 50 yrs old.
Hope this helps.

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Old 21st March 2010, 12:56 AM
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Default Did you get it cheaper?

Hi, we have also just moved to Toronto and in the same position re buying a car and insuring it. Did you get anywhere finding cheaper insurance? I find it hard to believe with computers etc that you cannot have your UK no claims history count for something. Would appreciate it if you could tell us where you went in the end. Thanks


Quote:
Originally Posted by Griffmarsh View Post
Hi,

I'm new to Canada & in the process of trying to buy a car, however I'm being quoted in excess of $3000 for insurance. I've been driving over 30 years & have a letter from my UK insurers confirming 8 years no claims but that seems not worth the paper it's written on.
We tried using RBC as we have our house contents insurance with them but that was still in excess of $3000.
Kanetix was even more expensive.

Any help greatly appreciated

Thanks

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Old 21st March 2010, 02:20 AM
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Default Car Insurance

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Originally Posted by Patricks Mummy View Post
Hi, we have also just moved to Toronto and in the same position re buying a car and insuring it. Did you get anywhere finding cheaper insurance? I find it hard to believe with computers etc that you cannot have your UK no claims history count for something. Would appreciate it if you could tell us where you went in the end. Thanks
Yes we got copies of our UK no claims - it helped a little bit but as you are deemed a 'new' driver in Canada the rates are high to start off with

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Old 21st March 2010, 02:37 PM
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Originally Posted by MandyB View Post
Yes we got copies of our UK no claims - it helped a little bit but as you are deemed a 'new' driver in Canada the rates are high to start off with
Sorry, still not resolved. I am now renting as the RBC credit card covers the insurance. It's meant to be a short term measure & sooner or later we'll have to bite the bullet.

We moved here from Switzerland & our no claims from there isn't recognised either so it's not a driving on the left issue either.

good luck!

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Old 21st March 2010, 07:58 PM
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Originally Posted by Griffmarsh View Post
Sorry, still not resolved. I am now renting as the RBC credit card covers the insurance. It's meant to be a short term measure & sooner or later we'll have to bite the bullet.

We moved here from Switzerland & our no claims from there isn't recognised either so it's not a driving on the left issue either.

good luck!
Couldn't help noticing you are from Switzerland we have some really good friends who live in Bern. How are you settling in here? We have lived near Edmonton, Alberta for 3 years now and love it. Would not go back to the UK!

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Old 22nd March 2010, 05:46 PM
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When we first came from the UK to Canada. We were quoted $10,000 for car insurance. We had all our no claims info from the UK but it made no difference. Ironically it was the same insurance company in Canada that we used in the UK. Still no difference. After a couple of months our broker shopped around and got it down to $4,000. Now after nearly six years we pay approx. $1,000 per vehicle.
Just got to bite the bullet I'm afraid.

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Old 17th April 2010, 10:19 AM
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I haven't looked into Canadian car insurance for myself yet, but as we currently pay US$360/yr for our car in Texas, this whole thread has been a real eye-opener for me. I was actually expecting the insurance was going to be cheaper in Canada! (If you've ever driven around one of Texas' big cities, you'll understand why I made that assumption. )

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Old 17th April 2010, 11:36 PM
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Quote:
Originally Posted by Patricks Mummy View Post
Hi, we have also just moved to Toronto and in the same position re buying a car and insuring it. Did you get anywhere finding cheaper insurance? I find it hard to believe with computers etc that you cannot have your UK no claims history count for something. Would appreciate it if you could tell us where you went in the end. Thanks

I had 8 years clean driving in Canada and was still quoted $1600 for a nine year old car.

Why do you expect insurance data to transfer over from the UK when it doesn't happen with credit histories?

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