uk spouse visa financial requirment

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uk spouse visa financial requirment


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Old 31st August 2012, 03:40 AM
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Default uk spouse visa financial requirment

Hi to all

I am new to this forum and want to ask for your help guys. I am going to sponsor my wife here in uk for a spouse visa very soon. She is in pakistan atm. what i can understand from ukba website that my salary has to be minimum 18600 to sponsor my wife,I am earning 19000 + but problem is i am not sure if i have to show any certain amount of saving in my bank account or there is no such a thing.
Secondly i got pay raise last month and im earning 19000+ now before i was earning 18000 i am not sure if its gonna be a problem.

waiting for your help
thnx

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Old 31st August 2012, 05:04 AM
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Can you defer your application for 6 more months before applying?

That way, you'll be able to save up pay slips and show that you've established yourself at your new income level... you'll have to prove (through pay slips, P60 etc) that you've been earning more than the minimum ... if you can achieve this, then you'll not have to show proof of any savings.

*OR*

if you can show savings of AT LEAST £17500 that has been sitting in the bank for 6 months or more (it doesn't have to be all in one account, and any savings that your wife has can be counted, but the funds also CANNOT be comprised of loans of any type... monetary "gifts" from family are acceptable, provided that they have been in the bank for at least 6 months untouched) then you can apply right away.

Good luck to you.

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Old 31st August 2012, 05:09 AM
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Oh, incidentally... how I came up with the £17 500 figure is as follows (formula provided by the UKBA):

Take the difference between the minimum £18 600 income requirement and multiply by 2.5 and add 16000

In this case £18600 minus £18000 (your "old" income level) = a deficit of £600

£600 x 2.5 = £1 500

Add that to £16 000

Proof of £17 500 in savings is the magic number for your specific situation for savings in the bank that will enable you to apply to sponsor your wife immediately.

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Old 31st August 2012, 08:18 AM
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If you are relying on your income during the last 6 months, they will take the lowest figure from those months and use it to calculate your annual income. So, for example, you need a minimum income of £1550 a month to earn £18,600 a year. But if just for one month your income dips to £1300, you are short by £250, multiplied by 12 equals £3000. It doesn't matter even if you've earned £2000 for the other 5 months. It's the £1300 they will base your annual income on. So if you then want to make up the shortfall by savings, you need 2.5 x 3000 + 16000 = £23,000.

If you want them to take your total annual income actually received, despite fluctuations, you have to be in work for 12 months and show evidence from those months with pay slips and bank statement. This is the case, for example, if you want to rely on a bonus given at the end of the year to meet the required amount.


Last edited by Joppa; 31st August 2012 at 08:21 AM.
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Old 31st August 2012, 09:40 AM
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Hi Joppa, are you thus referring to category A of the salaried employment for the last 6 months and the last 12 months would be category B on the FLR(M) application form? Category B seems to only be relevant if you have been with another employer in the 12 months prior to the application. These categories are quite confusing.
Thanks.

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