A list of things you need to do before you emigrate - Parts 1 to 2

[Dolly]

Correct

Dolly

[yeomanoz]

Don't forget to check out your State Pension situation. Remember that if you have paid National Insurance for less than 9 years, women, or 11 years, men, you will get no pention atall from the UK when you retire. You can, however buy extra years to bring you up to these levels. At 9 and 11 years of payments completed you will be entitled to 25% of the full pension on reaching retirement age, however it will be frozen at that rate for the rest of your life if you are moving to most of the Commonwealth countries, including Australia, Canada, South Africa, New Zealand, and a lot more..
You will be OK in Europe and the USA and a few more.
Search for Pension Parity on Google for more information.
The whole subject of the fight by UK Pensioners for Parity, and their appeal to the European Court of Human Rights heard on September 2nd this year, is covered by the Internet, again searcch Google. The ECHR is expected to bring down its judgement about March 2010.
Take Care.

[roh008]

Originally Posted by yeomanoz

Don't forget to check out your State Pension situation. Remember that if you have paid National Insurance for less than 9 years, women, or 11 years, men, you will get no pention atall from the UK when you retire. You can, however buy extra years to bring you up to these levels. At 9 and 11 years of payments completed you will be entitled to 25% of the full pension on reaching retirement age, however it will be frozen at that rate for the rest of your life if you are moving to most of the Commonwealth countries, including Australia, Canada, South Africa, New Zealand, and a lot more..
You will be OK in Europe and the USA and a few more.
Search for Pension Parity on Google for more information.
The whole subject of the fight by UK Pensioners for Parity, and their appeal to the European Court of Human Rights heard on September 2nd this year, is covered by the Internet, again searcch Google. The ECHR is expected to bring down its judgement about March 2010.
Take Care.

Thank you for this advice. I am currently looking to move and settle in Melbourne and have been working in UK for 5 years since graduating. I am wondering what are your views, pros/cons on making up the years to 11 in order to get the 25% basic? Espcially considering the current economic climate.

Thank
Roh

[yeomanoz]

Originally Posted by roh008

Thank you for this advice. I am currently looking to move and settle in Melbourne and have been working in UK for 5 years since graduating. I am wondering what are your views, pros/cons on making up the years to 11 in order to get the 25% basic? Espcially considering the current economic climate.

Thank
Roh

It costs £627 to buy back one year of state pension entitlement. The state pension is currently £95.25 per week, so this equates to £2.44 per week (one-39th of the weekly amount), or £126.88 per year. By these calculations, you only have to live for five years to break even.
However if you are a woman, with 5 working years behind you it would cost about £2,500 to make up to 9 years, if a man about £3,750.
If you can afford the cost it would be well worth while, so long as you live at least another 5 years or more. For more positive information place your enquiry with the following Government department:
Retirement Pension Forecast and Contributions Advice
HM Revenue and Customs,
Centre for Non-Residents
Longbenton, Newcastle upon Tyne, NE98 1ZZ
Telephone from outside UK: +44-191-203-7010
Web Page: HM Revenue & Customs: Home Page
[Link to own website removed by Moderator]

[yeomanoz]

Originally Posted by Dolly

Correct

Dolly

Hi Dolly
Is it your job to check on all postings ?
Must keep you busy

[kaz101]

Originally Posted by yeomanoz

Hi Dolly
Is it your job to check on all postings ?
Must keep you busy

It's not just Dolly - there are others of us on here that check posts too

[Dolly]

there are 4 moderators on the Australian Forum keeping everyone on track.

Dolly

[patricia23]

Originally Posted by Annabel Candy

Maybe people should trying visiting the place they want to live in first or giving it a test run for a year or two. Unless they are up for serial emigration and wouldn't mind moving to New Zealand, Costa Rica and Australia like I did. Not that I'd change a thing of course!

I guess you have a point, most people visit the place first then decide if they want to migrate. You should find yourself first if you are able to fit to that new country because you will have to start living everything from scratch.