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Originally Posted by Akatrin
hmm in Australia they have no choice about pre-existing medical conditions since I contracted them while covered. Even if you change insurance providers the new one has to cover it. Which is why private insurance is something I want...
Maybe I should keep up private insurance in Australia while working and living in the UK? Though sounds... costly :P
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Well its normal. When I moved to Spain I had to list any existing conditions. In the past I had two shoulder decompressions and rhinoplasty. In Spain now I am not covered for the shoulder decompressions (ever), although they did allow the other operation.
I tried to insure with BUPA originally, which was who I had been insured with in the past, but they wanted £300 a month! That covered me anywhere in Europe. I ended up with a Spanish insurer for a third of the cost and have cover abroad WHILST ON HOLIDAY.
Check with your present insurer to ensure they will cover you in the UK. Problem is that medical costs in the UK are high. Just seeing a consultant can cost £2-300. In Spain its £40. The insurance premiums reflect this.