I am afraid that the bank reserves the right to lend or not lend.

I have moved countless people into Britain who have purchased a property here, but maybe they were in a cash position, dont really know how you can get around the mortgage problem.

I really believe that someone somewhere would lend you the money, you just have to keep looking i`m afraid, we had a few problems with my wifes history but managed to find a lender (Skipton) and once we were on the ladder its easier to move lenders.