Originally Posted by stednick
Yocumdt: You asked for advice, well here it is.
Reading your post it appears you need to redefine, or establish, your long term goals and your plan to achieve them. You need to do some serious soul searching. The first place to start is to define where you picture yourself in 10, 20, 30, 40 and 50 years. As you are 20, where do you want to be when you are 50 years old. Married? With children? Living at the top of the food chain? Lottery winner? Nose-to-the-grindstone successful? Happy-go-lucky-artist type?
It has to be one exceptional 20 yo who can think like what you've just laid out. When you're young, you never feel like you can die and 1 year is like forever much less 10 years. Using myself as an example, years ago I worked for Boeing and I quit 4 months shy of 15 years. Now I found out that they use the number of years in the calculation for pension. 15 instead of 14 would have been a nice little bump in the pension calculation. What kind of bone headed decision to quit? But at the time, 4 months was like forever and who thought about pension anyway?