If you've got that sort of money I'll sponsor you!!!! haha
Seriously though - there is an option to bump your points up with a $100k bond - you get it back a year after you arrive in the country I think (or something like that!).
I would strongly recommend just having a consultation (usually the first is free) with an agent and going from there. It wouldnt hurt to visit a couple of them just to check that you get the same info.
Good luck
Rach
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