I have just returned from traveling for 9 months in europe and although I loved every minute of it, I do know that even living in spain for instance for 3 to 6 months a yearwould be somewhat unwise because the exchange rate is certainly not in our favor. I am american. Recently I read some great articles on retiring in costa rica and Panama. Panama apparetntly has a very nice pensionada program to offer. Mexico still is favorable too. i would be seeking a climate that is not humid and and would be affordable at $2400 a month income. Any strong believers in your current location want to help me get closer to a real decision?