You are right Eva33! but….your expenses depends on your lifestyle and personal preferences. Expect to spend more in big cities. Philippines has more than 7,000 islands to choose from. I give my in-housekeeper’s (all-around) monthly salary is PhP1,500 (roughly 35 US$ at Ph P45 to $1 exchange rate). Kindly google Cagayan de oro city portals for more info.

Nipa house-for-rent are not available but then, if there is any are not for disposal. Instead you can avail condominium, apartments or whole house. The rental (?) depends, which range from PhP2,500 to PhP15,000 a month.

The price of a house that I quoted is located at the rural areas within the city where you could really enjoy peace and tranquility and hear the sounds of birds. Of course it is much more expensive (2M PhP the least if you buy it, house & lot) at a subdivision.

As to crime issue: By rank, U.S. tops the #1 slots with 11,877,218 of the most number of crimes committed followed by UK with 86,523,706. The Philippines was placed at #47 with 85,776 among 82 countries considered.
Per Capita ranking: Dominica tops with 113.822 per 1,000 people while UK at #6 with 85.5517/1,000 people and the U.S. at #8 with 80.0645. The Philippines was not among the list of 60 countries surveyed. For added inputs pls see The Eighth United Nations Survey on Crime Trends and the Operations of Criminal Justice Systems (2002) (United Nations Office on Drugs and Crime, Centre for International Crime Prevention) at NationMaster - World Statistics, Country Comparisons.

Cagayan de oro is seldom visited by natural catastrophes. Thanks God
Indeed there is no one perfect place for everybody to live, but you will really miss Cagayan de Oro City. Again thank you for your credible comments.