The mortgage market here is in the process of restructuring itself - all of the "Riskier" Sub-prime mortgages have been withdrawn (Ours was two days before we were due to close on our new house).

As a Brit - you would possibly be able to get a mortgage through the High Street (Bank of America etc) if you speak to the right person - seems crucial over here. and you can supply at least a 30% deposit.

This also needs to be done within a short time after you arrive (don't think they will accept the application before you get here) so they can use some of your UK history.

That was the information we were given when we tried.

Good luck with the move