I agree with our perspective that it's a God-given right ...or at least that the US encourages home ownership, being pro-private property and all. But that too is changing for us Amis (is that what we're called down-under?). But let's not over simplify the mortgage banking problems or blame families who legitimately are seeking to buy a family home. Most of those problems come from greedy bankers and developers who NEVER intended to live in the homes or condos--just flip'em for a profit. Shame on the banks for giving out those loans!

Ric