Your business can get the insurance for your family, which will at least make it a deductible business expense, as long as you have at least one other employee and that employee is covered, I think. lso maou also will be eligible for some plans that are offered by business associations, which may be cheaper and give better value for your dollar.
I don't know if the situation has been resolved, but there have been a couple of times in Florida where the hospitals and medical providers threatened to stop accepting Blue Cross/Blue Shield because they are so slow to pay. Check into it if that is one of the providers you are considering.
That brings up another issue. Unless it is an emergency or a serious condition that requires a specific doctor to treat it, you can only go to doctors and hospitals that accept your medical insurance. And if you go to one that will take your insurance and are in some sort of plan which has a network of approved doctors, like an HMO, going outside without approval, except in emergencies, is on you.
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