Cheers guys, obviously its a must have and being a small self employed business its a cost we shall have to bear ourselves . Its not so much the premiums that are a shock but that the Deductable ( excess in the UK ) is several thousand dollars in some cases per year ! Certainly wont be going to the Doctors for coughs and colds .
At least nobodys said its going to cost us alot more as we dont have citizenship ..... yet .