Quote:
Originally Posted by Suki
Thanks Nance, so it wouldn't even be possible to see a specialist unless he has medical insurance? *sigh* Not really looking for any treatment, my husband is doing fine right now but he does need to look for a good neurologist to make contact with. You also never know what can happen; he could just walk across the road and end up in hospital with some broken bones. So was wondering whether he would be covered even for a normal accident. What does private cover cost per month, just a ballpark figure? I assume BUPA and HSA are good ones?
Another question; once I arrive in the UK I will be unemployed at first, would I be covered by the NHS through my husbands contributions?
Many thanks for your help!
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Here in the UK you don't normally just decide to go and see a given specialist, if you do this the appointment is not necessarily covered by private insurance (they have to agree in advance to any appointments with any medical consultant).
The procedure is to go and see your GP (General Practitioner, your initial contact with the medical services) who then, after assessing you, can refer you to one. at this point you request this to be made privately, in which case your private insurance procedures kick in, otherwise, depending on the situation, you will be referred to an NHS specialist. For ongoing treatment and monitoring the NHS should be OK, you will get an appointment months in advance but this is OK in many situations.
For emergencies you should not worry, the NHS will always take care of that (as long as you are a legal resident in the UK I think the NHS will treat you, not entirely sure about this, but they don't let people die on the street
).