View Single Post
  #15 (permalink)  
Old 16th June 2008, 12:48 PM
rowlandsbb rowlandsbb is offline
Active Expat
 
Join Date: Jun 2007
Location: Macclesfield
Posts: 30
Rep Power: 0
rowlandsbb is on a distinguished road
Default

Well it has first to be a legal property from the start if off plan...anyone who purchases in anticipation that it will be legal is just a gambler!!!....this type of buying is really history even for the high risk dealer

Second you have to 'get' your Bank or insurance guarantee for your deposit

Big developers like Polaris World are perhaps best but there are a lot of smaller Spanish developers who are well financed and it is often these who are not prepared to reduce prices or make good offers to buyers, because they can afford to wait!

Most life style buyers now do a lot of research to make sure that they buy in to a development which will be finished

And of course no one should complete without a Habitation Licence and the development facilities completed.......completing on builders water/ electric is also history

Odd circumstances when this may be OK but no additional cash over the deposit should be paid until you get what you are paying for

The good thing about Spain is that all the problems of the past are now out in the open and new regulations make it safer than ever before to buy.....provided you apply the same care as you would buying in UK

But!!!.......I suspect we are about to hear a lot about Bulgaria etc, the so called emerging markets where the credit crunch is really starting to bite and there will be lots of buyers whose expectations of a nice profit may turn in to a nightmare!!!
__________________
Brian Rowlands BSc FRICS
Chartered Surveyor & Overseas Property Agent
www.bbspanishproperties.co.uk

Last edited by rowlandsbb; 16th June 2008 at 12:50 PM.
Reply With Quote