I am in a dilema, my husband wants to move to Spain, so he can retire, can't afford to retire here at the moment, We have downsized to give us a little money behind us, but I don't want to go and leave my two sons, and my five gorgeous grandchildren. They live round the corner to me and have done since they were born, so I have seen them every week sometimes 2 or three times a week and cant bear the thought of not being able to pop round to them. We have no personal pension to come and we know it will be cheaper to live in Spain, not sure about the heat either.