Property taxes run 1-2%, not 10-20%. The people having problems getting property insurance are those along the coast, especially those in the panhandle.

I'd be concerned about a mobile home park, just because where I live in St. Petersburg there aren't any nice ones at all. I here there are some, I've just never seen one.

Being within two hours of the coast is no problem. And you would have a choice of coasts. Florida is narrow. I can see the shuttle with my bare eyes from St. Petersburg, which is all the way across the state from Cape Canaveral.