Fairly decent living allowance?? Is it not enough to cover all rent then? With four children I'd be concerned about having just 50% of school fees covered, as the fees are expensive, even for little ones. Not wishing to be rude, but have you chcked that the numbers really are enough?
Beach Club - don't know - nor do I know anyone is a member of such a thing.
Satellite TV - depends on the package you want have a look at the website for Showtime Arabia/UAE for details of what is available.
Utilities - villa or apartment? An apartment should have central aircon so you'd be looking at a monthly DEWA bill of around AED 300/350 on average. A villa could be five times that in summer, if not more.
Dental cover - not included in your medical cover? Not a comprehensive plan then? A trip to a dentist should only cost around AED 150 for a checkup.
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"Good advice is always certain to be ignored, but that's no reason not to give it." Agatha Christie
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