1. What will it take to open a bank account An FM3 or FM2 visa and the usual ID (passport and proof of Mexican address). Oh, and some money to deposit in your new account.
2. Are you from the U.S. No. What is your point?
3. Will it be difficult to find a job Yes, unless you can find one that uses your unique skills as a foreigner. This tends to be teaching English.
4. What are some of the safest areas to live Too many to list.
5. How long have you lived there 12 years.
6. How are the locals Fine, thank you, and you?
7. When I arrive should I take a Spanish class or will I pick it up just by living there Either one, it depends what kind of a language learner you are. For most people, having first studied the basics in a beginner course makes picking it up in real life easier.
8. Is an fm3 needed, should I obtain an fm3 here or should I get it there It is easier to enter on an FMT (tourist card) and then apply for the FM3 while already in Mexico.
9. Is the water as bad as they say I don't know what they say. Most people use tap water for washing and cooking, but boil it, or buy bottled water for drinking.
10. How was your experience You mean how is my experience. I'm stiill here.