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Old 6th October 2009, 06:35 PM
HolyMole HolyMole is offline
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Originally from canada.
Default Medical coverage while on vacation

Quote:
Originally Posted by Travel Maniac View Post
........We are a Canadian couple......cold Alberta winters........Currently Mexico is #1 on our list of destinations.......We want to visit initially for 3-4 months in winters......We have emergency medical which covers us for 30 days. We can either get an extended insurance or take a chance if the Mexican medical system is efficient and cheap. What do you think?....
Wouldn't Alberta Medicare cover the basics for up to 6 months? BC Medicare does, as long as you're still resident in the province for at least 180 days.

Several years ago my wife broke her elbow in Puerto Vallarta. Total cost for visits to two different hospitals, x-rays, a cast, ( removed by the doctor at the 2nd hospital because it was the wrong way to treat her fracture), cost approx. $600 Canadian, which BC Medicare reimbursed in full. My only out-of-pocket was for some pain killers.

Since we drive from Canada to Mexico and spend 5-6 months there, our biggest worry is requiring medical care while in the US, where costs are totally out of control. For the 3-4 days on the way south, I'm covered by the out-of-Canada provisions of my employer's health care plan, (which covers us for 40 days). That leaves the 3-4 days' drive home back through the States, when I drive VERY carefully.
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