Hi,
This is my first post and I apologise ahead of time if I should've placed it elsewhere! I am looking for some advice on buying a property in Portugal. We have found a house in the Algarve and have been negotiating a price and applying for finance for a little while now but I am still unsure as to how you find out the exact figure of IMT that will be payable? Our lawyer says that he will be able to declare the land and buldings in a way to minimise our responsibility but has not given us an actual amount. We've applied to a handful of banks for a mortgage and they quote wildy different amounts on the simulations they provide. What or how is the final amount payable determined by?

Thank you