I was just about to say the same thing about weather (i.e. hurricanes) before I read your post mexliving!!! If you are looking for amenities and waterfront there are always the coasts that would take you a little bit East or West of where you currently reside in Texas. The moderator is right, there are alot of things that need to be taken into consideration when thinking about resort style living. After a few trips down to different areas in Mexico and talking to alot of the people on this site I hate to say it but my wife and I are total resort rats as we are lovingly called. I have found that Baja offers everything we want and more. I am from the West coast so this move naturally suits us the best. Have you looked in the Baja region? It would definitely be much less humid and more of a coastal enviroment. It is definitely worth looking into as some of the prices of the areas around us are less expensive than the area you were looking at in the 300k range.
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