Quote:
Originally Posted by KhwaamLap
It might be worth talking to an Insurance company asking them to set up an over 55 farang medical insurance plan, the volume (if you could get it) could lift their costs and make it look viable to them. One issue would be the number of older Frangs that come here WITH medical issues because care is cheaper - this would keep them out of the insurance desired catchment group, this would lower the volume and perhaps frighten off the insurance company.
My wife is in the UK at the moment working (and doing exams), she has been offered a job as an insurance broker which she may (or may not) accept. This is because she is fluent in English (and obviously Thai too) and this could open up a new market for them with regard to Farangs. So, insurance companies are also looking, but its hard to find Thais good enough with English (and cheap enough to hire) that can translate such comples things. Granted that this may not include 55+, but its a start and she would be someone then able to investigate or suggest to her boss. This is all assuming she takes the job of course - and it would be post Christmas probably.
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Hi KhwaamLap,
It sounds like your wife would be the perfect person to help create a system for farangs to be insured in Thailand. I don't know about other nationalities but in the US when you leave the country often you're not covered. For example I'm a vet and get fairly decent services while in the country with a modest co-pay but once I leave these teaming shores I'm on my own. No health care coverage whatsoever! I've got to believe there are thousands like me [not all vets either] who literally have no coverage. And if the cost was reasonable for health care coverage in Thailand I think many would be interested. Perhaps even a 'club' that was formed to negotiate reduced hospitalization rates would be another idea rather than the health care insurance itself? That would be even less expensive and more likely to be attractive to pensioners - who are otherwise largely on their own and without health insurance coverage! My $0.02 for the day - and worth every penny I might add.
Serendipity2