Hi, My wife & I did the MM2H last year, we did not use an agency. We can and did prove an income over 10,000RM a month however nothing was ever said about that and when the application was granted we were asked to deposit 150,000RM ( I am over 50). According to the website last year the income had to be a goverment or similar pension. Do any goverments pay a pension of that amount?. I think you should be prepared to lodge a deposit, my bank gave 3.7% interest on the 150,000RM.