It is true that one should have the vehicle currently registered somewhere. That said, many do drive with expired US plates in Mexico and enforcement is lax, insurance sellers don't seem to care, etc. This has nothing to do with your 'importada temporal' or your FM3, which must both remain in effect for you and the car to stay in Mexico.
Remember, that you must eventually remove the imported vehicle from Mexico and will have to have it currently registered in the USA in order to drive it there without being ticketed or possibly having insurance invalidated. Look into getting a US address through friend, family or a mailing service.
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Read "Streets of Glass" to discover the experience of a retired couple's permanent move to Lake Chapala, Jalisco, Mexico.
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