on my way out of mexico i came to a couple of american students that had fallen asleep and went into the center ditch on their honda pilot...... the suv rolled many times but the students where not infured.(wearing seatbelts). the driver had driven from los angeles to pick up his girlfriend in phoenix and without any sleep crossed nogales into mexico around 3 pm.... in hermosillo he had the accident.... i stopped and stayed with them...... loaded their belongings into my truck and drove them to meet insurance agent... truck was a complete loss ... the student had placed the value at 9,000 dollars just to save some money on the 14 day mexico trip... insurance agent informed they would get a check -9% of the 9,000.
i believe his truck would cost around 14k-16k to replace...

so he made a mistake by trying to save a little money.... he was not thinking that he would fall asleep and rolll the truck..

when purchasing mexico auto insurance.... used the highest replacement value.. just in case....... the idea of the insurance is that if its stolen or a complete loss, you will not worry about not being able to replace the vehicle at true market price to replace....

drove the students back to phoenix,,, they filled my gas tank and bought me a large pizza.....

and if you are involved in an accident .... expect to wait for hours for insurance representative to show up.... take photos and you can also request to have your car fixed at a dealership.