Yes, there are several companies offering these schemes. There is no "too good to be true" about it. It is a simple fiscal decision on the part of the client as to whether he/she thinks it is right for him/her. Very much like taking a mortage - in my opinion and for me, "never again" but many other people are totally happy to carry that responsibility. A partner of mine in another business is a director of a financial services company and can advise.
If anybody is interested please PM me.
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