Hello Alison, You raise some very good concerns and some of the hidden niggles which wedge themselves in the back of peoples minds. You are clearly very keen (and your partner) and are really worried about failure and the financial collapse that could bring.

Lets take a step back a little and look at your situation today in the UK. You have some equity (which is only viable upon sale of borrowing), but are clearly unhappy about the UK, enough to consider moving abroad. Clearly the jobs/work is something you wish to change.

If you stayed in the UK, sold up and moved to another part of the UK to open or continue to run a B&B yu would have the same perils and obstacles to overcome (as well as some regional differences of language, culture etc). So whether you change your life in the UK or Cyprus is dependant upon where you want to restart.Do you want to continue where you are, or with a complete fresh start?

Financially when you start any business anywhere in the world you have to be willing and able to work long and hard to establish it and create a viable business to feed yourselves, so working as often as possible in the sun is appealing.

We can help people buy and rent, however you have to be certain in your minds exactly what you want out of your life.

Financially if you can boost your funds before you go in the next 1-2 years then go for it to make the move a little easier. If you cannot improve your funds then why wait? You will never be any younger than you are today and probably in the best position to start a business.

And if all goes spectacularly wrong and the bottom falls out of everything in Cyprus (or here) then you'll never be younger than you are today to be able to build a future again.

We have plans and dates etc in mind when we think the optimum time to move will be, and are aiming for it. You should assess your current position, and estimate your future to give yourself a date to move.

But remember to talk to people and take out of it the relevant information.
Cheers
Doug